Modern, Independent
Wealth Management
& Financial Planning
Personalised lifetime roadmaps, evidence-based portfolio management, and advanced UK tax structuring designed specifically for London executives, business founders, and professional sports athletes.
Why Choose an Independent Financial Adviser?
Unlike restricted advisers tied to single institutions or limited fund panels, Off-Piste Wealth operates with an unrestricted whole-of-market mandate to protect and grow your capital.
Whole of Market Access
Complete freedom to deploy the highest-performing, lowest-cost institutional investment funds, tax wrappers, and pension architectures across global markets without provider restrictions.
Understand Independent vs Restricted →Strict Fiduciary Standard
Every strategy is architected exclusively in your best financial interest. We uphold zero undisclosed kickbacks, zero proprietary markups, and clear, transparent tiered pricing agreed upfront.
View Transparent Fee Structure →Holistic Lifetime Planning
Seamlessly harmonizing pensions, ISAs, VCTs, family trusts, estate mitigation, and private business assets into a unified stochastic cash-flow projection to age 100.
Explore Advisory Capabilities →Comprehensive Wealth Services
Tailored wealth solutions designed to address the intricate fiscal hurdles of high-earning London professionals, business owners, and elite athletes.
Retirement & Pension Architecture
Consolidating disparate legacy schemes into modern, low-cost SIPPs. Tapered annual allowance management for £260k+ earners and proactive adaptation to post-LTA tax rules.
Learn More About Pensions →Investment Portfolio Design
Evidence-based asset allocation balancing passive global index exposure with selective factor tilting, rigorous risk-adjusted rebalancing, and ESG sustainable mandates.
Explore Investment Management →Tax Optimisation & VCTs
Maximizing UK tax allowances across Income Tax, CGT, and Dividend exemptions. Utilizing Venture Capital Trusts (VCTs) to secure 30% upfront income tax relief for high earners.
Review Tax Strategies →Estate Planning & 40% IHT Mitigation
Safeguarding intergenerational wealth with Nil-Rate Band coordination, Potentially Exempt Transfers (PETs), Bare & Discretionary Trusts, and Family Investment Companies (FICs).
Examine Estate Planning →Sports Professionals Wealth Practice
Dedicated wealth engineering for professional athletes: managing compressed earning windows, image rights company structuring, and post-playing financial autonomy.
View Sports Practice →Business Succession & Exit
Shareholder protection, key person cover, Business Property Relief (BPR) 100% IHT exemptions, and tax-efficient capital extraction strategies for company directors.
Explore Business Services →Retirement Pot & Drawdown Simulator
Model your projected pension accumulation and sustainable monthly retirement income under realistic market growth assumptions.
- Tax-Free Lump Sum (25% capped): £154,586
- Total Combined Contributions: £330,000
- Projected Compound Growth: £288,342
*Illustrative purposes only. Projections do not constitute regulated advice. Capital at risk.
Serving London & The Home Counties
Face-to-face consultations in Central London and Kent, supported by secure digital conferencing.
London Headquarters
The Clubhouse, 8 St James's Square, London SW1Y 4JU
Specialised advisory for City partners, hedge fund and private equity executives, tech founders, and medical consultants across Mayfair, Westminster, the City of London, and Canary Wharf.
- High-income pension annual allowance tapering (£260,000+ thresholds)
- Equity compensation (RSUs, EMI share schemes, carry interest)
- Prime London property purchase & SPV buy-to-let tax structuring
Kent & Home Counties Practice
Tunbridge Wells, Sevenoaks, Tonbridge & Surrounds
Personalised guidance for commuting professionals, business owners, and rural landowners seeking intergenerational estate preservation and tax-efficient retirement transitions.
- Intergenerational estate protection & Agricultural / Business Property Relief
- Commuter pension consolidation & flexible lifestyle drawdown
- Private education funding and grandparent gifting trusts
Trusted by Executives, Founders & Athletes
Real outcomes achieved through whole-of-market independent planning and clear fiduciary governance.
"David brought complete clarity to my executive stock options and mitigated severe pension tapering charges. His cash flow modeling allowed me to retire with complete peace of mind at 55."
"As a professional footballer, having someone who understands short earning windows and image rights was critical. Off-Piste Wealth set up my post-career dividend portfolio early."
"Selling my manufacturing business brought significant capital gains and IHT risks. Off-Piste Wealth structured Business Property Relief and family trusts that safeguarded my family's legacy."
Ready to Take Control of Your Financial Future?
Book a 30-minute discovery consultation directly with Director David Gregory (DipPFS). Unbiased, confidential, and completely free of obligation.